Conducting bank credit on the date of deposit and freezing the account for a period of five days by the bank does not violate the provisions of Shariah laws. This is because the decision to not enable the receipt of the amount is separate from the exchange contract issued by the regulatory authorities [1], which aims to prevent currency trading with the intention of monopoly. Furthermore, it is not a condition imposed by either of the contracting parties.

[1] The decision has been withdrawn.