Approval of the Reciprocal Loan Product must adhere to the following criteria:

A. The product must be named "Interbank Loans."

B. It should be executed through two separate contracts, each without conditions or any interrelation between them.

C- Both parties have an urgent need and for the purposes of hedging exchange rate risks.

Additionally, reciprocal loans between clients and banks are permissible, provided that the primary purpose is to hedge exchange rate risks.